TRUSTED. HELPING. CARING.
Insurance that actually makes sense.

We listen to your insurance needs and determine a customized plan for the best and fullest coverage possible.
TRUSTED. HELPING. CARING.
Insurance that actually makes sense.

We listen to your insurance needs and determine a customized plan for the best and fullest coverage possible.
BUILDING RELATIONSHIPS
We deliver a personalized level of care.
Independent Agency
We choose to work for you, not for any one specific insurance company.
Patience & Dedication
We slow down and take the time to listen to our clients and answer any questions or concerns you may have.
Free Cancellations
No pressure to commit. Cancel at any time with zero penalty.
OUR SERVICES
Helping you understand your insurance policies.

Insurance is confusing, right? We encourage our clients to ask questions and raise concerns as we walk through the process together. We listen effectively and answer questions expertly. We will take the time to make suggestions, educate you on different options and help you find the best fit.
Home
Whether it be your primary home, vacation home, vacant, rental or under construction. – we’ve got your back.
Auto
We insure commercial vehicles, motorcycles, boats, RVs, and custom & collector’s vehicles.
The Process
How does it work?

Request a Quote
We collect initial information to best understand your situation in order to effectively guide the conversation.

Schedule a Meeting
We take time to listen and understand the needs of our clients to best serve them and find the perfect insurance coverage.

Get Covered for What You Need
Feel protected and safe after working with us. Ask questions or reassess at any time!
WHY RIVERTREE
Guiding and educating.
Insurance shouldn’t be confusing or intimidating. We don’t just give you a boilerplate policy, we sit down with you, listen, and help you decide on the exact type of insurance you need. Your insurance should be simple to understand.

LATEST ARTICLES
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TESTIMONIALS
Ask our happy clients.

Buying my first house was a lot! When I set my meeting to review my policy with David, I had a list of questions to ask him. But I didn’t even get to go through them because he covered my policy in detail. I might’ve asked a total of 2 questions. It felt great knowing I knew exactly how my home was covered. I highly encourage you to go to river tree insurance with David!
Jackie Romero
100% recommend David as an agent. He’s a very efficient person with a lot of experience in the insurance business. I really like his patience with the clients and he always finds the answer to my questions.
Lilia Delgadillo
As a realtor that works with a lot of homeowners or potential first time home buyers in the area, it’s really important for me to have a reliable and professional insurance agent to recommend to make sure my clients and their homes are protected. David at Rivertree is the agent to trust! He is really knowledgeable and you always feel like he has your best interests at heart.
David is also my insurance agent for my real estate properties and my car. He is very responsive whenever you have a question or in need of help. And let’s not forget about his competitive rates that make insuring a home or car affordable
George Eufracio
When purchasing my house, David mentioned an coverage that would take care of my pipes in case roots were to ever destroy them. I didn't even know that was an option. David told me of my tree in my front yard and how very common that can be. Went ahead and trusted David and added that coverage to my house.
Guess what happened 6 months later? My pipes needed to be replaced due to my tree's roots destroying them.
I saved thousands with the coverage David recommended. If it wasn't for his suggestion and easy explanation of why I should have this coverage then I would've found myself in a tough spot.
Charlie Vergara
Thank you so much David for all that you did to help me and my husband come to the closing table with such great insurance, all the information provided by you was very understanding and your professionalism was epic. To whom it may concern if you need a insurance agent or if you are looking for one David is the go to guy for your insurance needs.
Monica Hernandez Jimenez
David at Rivertree is by far the most professional insurance agent I’ve ever dealt with. He has always helped me with any question, concern, or issue I’ve had no matter the time or day I need help! It’s refreshing to know that no matter what issue I have, I have David fighting for me!
Aaron Catron
David Zarate has been my agent for years. I was thrilled when he opened up his own agency. Always looking out for your best interest with prompt professional service for all my insurance needs! David's the guy!
Adriana Tapia